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tote a note

tote a note
 v. phr.— «A house note dealer is a car dealer who doesn’t go through a bank or credit bureau when he sells a car. Rather, he “totes the note” himself.» —by John Reed Arkansas Democrat-Gazette (Little Rock) July 20, 1986. (source: Double-Tongued Dictionary)

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Further reading

One-Armed Paper Hanger (episode #1518)

The emotional appeal of handwriting and the emotional reveal of animal phrases. Should children be taught cursive writing in school, or is their time better spent studying other things? A handwritten note and a typed one may use the very same words...